Make sure your email is genuine

Some emails being received by residents about late payments are not from the council. If you're unsure, you can check your online account, pay online or contact us. Learn more about these types of emails at National Cyber security.

Housing Debt Advice Team

To be referred to us, complete the housing referral portal.

You will need to speak to a homelessness advisor and meet the criteria: You will need to be in housing related debt, rent or mortgage arrears:

  • your rent or mortgage arrears place you at risk of homelessness within 56 days
  • you will then be referred for an initial appointment with a Debt Advisor.

During the appointment

  • the initial appointment will usually be over the telephone unless you are required to complete necessary urgent paperwork
  • should you require a face to face appointment if you struggle with communication and/or are considered vulnerable, ask

What we can do

  • give you advice on budgeting your money better
  • advice on benefit entitlement
  • negotiate affordable repayments with your creditors
  • advise you of your rights
  • negotiate an affordable payment plan with your lender

What we will ask you to provide

  • proof of income
  • bank statements
  • benefits details
  • details of all debts