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Money problems - advice and support if you are struggling to make ends meet

Money problems can be a real worry, but you do not need to go through it alone. There are many organisations, both here in Buckinghamshire and nationally, who are ready to help you with advice and support, to not only help with making ends meet today but also with longer term solutions to help you get #backontrack.

Where to go for help

Sometimes it’s not easy to know who you should talk to. Reach out and get in touch for help and guidance. We will point you in the right direction. If you need:

Support if you have money problems

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Managing your debts

When you’re struggling with debt, it can feel like a real burden. Sometimes, it’s hard to see any way out. It’s important to talk to someone who can help you to manage your finances and work out a plan to help you with any debt related issues you may have.

If you are struggling or unable to pay your council tax, visit:

If you are struggling with rent or mortgage arrears and at risk of homelessness, visit:

If you are struggling with rent or mortgage arrears, or other large debts and you are struggling to pay them off, visit:

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Making your money go further

Are you finding that your income is consistently less than your outgoings? It can feel like you’re stuck in a cycle you can’t get out of. Help is available, so if you need to speak to someone who can help you to make your money go further, or get some short term financial assistance, visit:

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Help with putting food on the table

If you’re struggling financially, it can be hard to make sure there’s enough food in the house for you and your family. Lack of food can lead to more serious problems, so make sure you seek support and advice as soon as possible.

For information and help, visit:

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Struggling with energy bills or your provider

Rising energy costs has meant larger bills and some providers going bust. Not having access to gas or electricity can have a big impact on your day-to-day life, so make sure you reach out to get the support you need.

If you're struggling with paying your gas or your electricity bills, visit:

If your energy provider has gone bust and you need some help and advice, visit:

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Understanding benefits and what is available

If you are out of work, or if you’re not earning enough money to support you or your family, you may be entitled to a variety of financial benefits. You don’t need to struggle, there is advice, help and financial relief available.

If you need help to understand if you are eligible for Universal Credit, or you need help making your initial application, visit:

If you are currently receiving Department for Work and Pensions (DWP) benefits and need help or advice regarding your current benefits, with an existing claim or understand if you are eligible for other benefits, visit:

If you are currently receiving council benefits and need help or advice regarding your current benefits or need help to understand if you are eligible for council benefits, visit:

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Help getting back into work

Trying to find a job can be tricky. Applying for vacancies but hearing nothing back and unsuccessful interviews can take their toll. If you’re looking for help getting back into work, reach out.

If you are currently on Universal Credit or receiving other benefits and need help returning to work, contact:

  • Department for Work and Pensions Work Coach

If you need help and advice about getting a job or returning to work, visit:

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Gaining new skills & training

Ever wanted to apply for a job but found you’re missing a skill or qualification? It can be frustrating. There are opportunities for gaining new skills and qualifications to help boost your CV and job applications.

If you are currently on Universal Credit or receiving other benefits and need help with getting training/qualifications or learning new skills, contact:

  • Department for Work and Pensions Work Coach

If you are not on benefits but need help and advice about getting training/qualifications or learning new skills, visit:

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Help in a crisis

Being in a crisis can leave you feeling anxious, scared and alone. Get the right help and support keep you safe and get you back on track.

If you are homeless or at risk of becoming homeless (including if you are a refugee or asylum seeker), visit:

If there has been an unforeseeable serious emergency or crisis, and failure to get assistance will mean there is a significant risk of harm coming to you or your family, visit:

If you need help and advice regarding your mental health and wellbeing, visit:

Bucks Online Directory

For details of other organisations that can offer support, advice and activities in your area, use our online directory and search via keyword or by your location to see activities or support near you.

Bucks Online Directory

Find activities and organisations near you

Download the leaflet

Download our #backontrack leaflet PDF, 631KB

The Financial Insecurity Partnership

The Financial Insecurity Partnership has been set up between Buckinghamshire Council, the voluntary and community sector (VCS) and other key partners to give greater focus to the specific issues faced by residents in Buckinghamshire relating to financial insecurity.

The organisations involved include:

Citizens Advice Bucks, Department for Work & Pensions, Bucks Skills Hub, Red Kite Community Housing, Buckinghamshire Mind, Christians Against Poverty, Oasis Partnership, Buckinghamshire Business First, One Can Trust, Wycombe Food Hub.