Money problems can be a real worry, but you do not need to go through it alone. There are many organisations here in Buckinghamshire and nationally that can offer advice and support to help with making ends meet today, as well as longer term solutions for money management.
Where to go for help
Sometimes it’s not easy to know who you should talk to. It’s quick and easy to find and access support online. Please get in touch for help and guidance – our friendly teams will point you in the right direction. If you need:
- information and help knowing who to talk to, visit Buckinghamshire Council Helping Hand web page
- detailed advice and help across all money issues, visit Citizen Advice Bucks website
- national and local level support for over-60s, visit Age UK
Support if you have money problems
Managing your debts
When you’re struggling with debt, it can feel like a real burden. Sometimes, it’s hard to see any way out. It’s important to talk to someone who can help you to manage your finances and work out a plan to help you with any debt related issues you may have.
If you are struggling or unable to pay your Council Tax, visit:
If you are struggling with rent or mortgage arrears and at risk of homelessness, visit:
If you are struggling with rent or mortgage arrears, or other large debts and you are struggling to pay them off, visit:
Making your money go further
Are you finding that your income is consistently less than your outgoings? It can feel like you’re stuck in a cycle you can’t get out of. Help is available, so if you need to speak to someone who can help you to make your money go further, or get some short term financial assistance.
Further debt and money advice
If you're worried about debt it’s important to talk to someone who can help you manage your finances and resolve any debt-related issues.
Citizens Advice Bucks offers:
- detailed free advice on managing your money
- short-term financial help
Visit the Citizen Advice Bucks website or call 0808 278 7938
Other organisations who can help with debt and money problems are:
- Money Helper - free and impartial help with money issues, backed by the government
- StepChange - a charity that offers free online debt support
For more help in dealing with debt, you can check out the below video series from Citizens Advice Bucks:
Help with putting food on the table
If you’re struggling financially, it can be hard to make sure there’s enough food in the house for you and your family. Lack of food can lead to more serious problems, so make sure you seek support and advice as soon as possible.
For information and help, visit:
Struggling with energy bills or your provider
Rising energy costs has meant larger bills and some providers going bust. Not having access to gas or electricity can have a big impact on your day-to-day life, so make sure you reach out to get the support you need.
If you’re struggling with paying your gas or electricity costs or you’re in debt to your energy provider, please contact them in the first instance. They may be able to assist you through their hardship fund.
If your energy provider is unable to help and you are still struggling with paying your gas or electricity bills, visit:
Understanding benefits and what is available
If you are out of work, or if you’re not earning enough money to support you or your family, you may be entitled to a variety of financial benefits. You don’t need to struggle, there is advice, help and financial relief available.
If you need help to understand if you are eligible for Universal Credit, or you need help making your initial application, visit:
If you are currently receiving Department for Work and Pensions (DWP) benefits and need help or advice regarding your current benefits, with an existing claim or understand if you are eligible for other benefits, visit:
If you are currently receiving council benefits and need help or advice regarding your current benefits or need help to understand if you are eligible for council benefits, visit:
Help getting back into work
Trying to find a job can be tricky. Applying for vacancies but hearing nothing back and unsuccessful interviews can take their toll. If you’re looking for help getting back into work, reach out.
If you are currently on Universal Credit or receiving other benefits and need help returning to work, contact:
- Department for Work and Pensions Work Coach
If you need help and advice about getting a job or returning to work, visit:
Gaining new skills & training
Ever wanted to apply for a job but found you’re missing a skill or qualification? It can be frustrating. There are opportunities for gaining new skills and qualifications to help boost your CV and job applications.
If you are currently on Universal Credit or receiving other benefits and need help with getting training/qualification or learning new skills, contact:
- Your Department for Work and Pensions Work Coach
If you are not on benefits but need help and advice about getting training/qualifications or learning new skills, visit:
Help in a crisis
Being in a crisis can leave you feeling anxious, scared and alone. Get the right help and support to keep you safe.
If you are homeless or at risk of becoming homeless (including if you are a refugee or asylum seeker), visit:
If there has been an unforeseeable serious emergency or crisis, and failure to get assistance will mean there is a significant risk of harm coming to you or your family, visit:
If you need help and advice regarding your mental health and wellbeing, visit:
If you are concerned about your or someone else’s mental health and believe that you or they are at immediate risk of harming themselves or others, call 999.
Bucks Online Directory
For details of other organisations that can offer support, advice and activities in your area, use our online directory and search via keyword or by your location to see activities or support near you.